WhatsApp Payments, a fast and secure payment solution, is now available in India. It allows users to send and receive money to and from other users without having to leave the app.
It is based on the Unified Payments Interface (UPI) system and is integrated directly into the WhatsApp chat interface.
To get started with WhatsApp Payments, users must first link their bank account to their WhatsApp account. This is done by selecting the “Payments” option in the app’s Settings menu.
Here, users can add their bank account details and set up a UPI PIN for security purposes.
Once the link has been successfully established, users can begin sending and receiving payments via WhatsApp. To send money, users need to open a chat with the recipient, tap on the “Attachment” icon in the upper right corner of the chat window, select “Payment” from the list of options available, enter an amount to be sent and click “Send”. They will then be prompted to enter their UPI PIN for authentication purposes before confirming the transaction.
When receiving payments via WhatsApp, users will be notified via an alert in their chat window when someone sends them money. They can then click on it to open a new window where they can review all of the payment details before accepting or rejecting it. Once accepted, they will be prompted once again to enter their UPI PIN for authentication purposes before confirming receipt of funds.
Conclusion:WhatsApp Payment is an easy-to-use payment solution that enables users to send and receive money quickly and securely within the app itself. Linking a bank account is necessary in order for it to work properly, after which funds can be sent or received with just a few taps. Furthermore, its integration with UPI ensures that payments are authenticated via secure PINs each time.