Is Amazon Credit Card a Real Credit Card?

Amazon has been offering its customers an extremely convenient way to purchase and pay for items since it first launched in 1994. With time, the company has expanded its services and added a variety of payment options, including the Amazon Credit Card. This card is a real credit card, with all the features that come with any other credit card.

Eligibility
In order to be eligible to apply for the Amazon Credit Card, you must have a valid US address, a US bank account and meet other requirements set by the issuer. You can also find out if you are eligible by visiting Amazon’s website.

Benefits of Using an Amazon Credit Card
The Amazon Credit Card offers many benefits for its users. To start with, it provides up to 5% cashback on all purchases made through the Amazon website or app.

Apart from this, it also provides exclusive discounts on certain products and services. Moreover, users can get special rewards when they use their card at select stores and restaurants.

Fees and Interest Rates

The Amazon Credit Card does not charge an annual fee or foreign transaction fees. When it comes to interest rates, the APR ranges from 17.99% – 24.99% depending on your creditworthiness at the time of application.

Security Features

Amazon takes security very seriously when it comes to their customers’ financial information. The company utilizes advanced encryption technologies as well as secure sockets layer (SSL) protocols to ensure that your information is kept safe while shopping online or using their credit card.

The Amazon Credit Card is a real credit card with features similar to other cards available in the market today. It offers great rewards and discounts when used with select retailers as well as up to 5% cashback on purchases made through Amazon’s website or app. Additionally, its fees and interest rates are competitive and there are strong security measures in place to protect your information.

Conclusion: Is Amazon Credit Card a Real Credit Card?


Yes, The Amazon Credit Card is a real credit card which provides many benefits like competitive fees & interest rates along with rewards & discounts when used with select retailers & up to 5% cashback on purchases made through Amazon’s website or app. It also has strong security measures in place for protection of customers’ financial information.