When you’re shopping online, one of the best ways to save money is to apply for a credit card from Amazon. With an Amazon credit card, you can earn rewards points on your purchases, as well as get special discounts and offers.
But before you can start taking advantage of these perks, you’ll need to make sure that your credit score is high enough to qualify for an Amazon credit card.
According to Experian, Amazon generally requires a good or excellent credit score when applying for their cards. A good score is defined as 670-739, while an excellent score is 740 and higher. However, it should be noted that Amazon may occasionally approve applicants with lower scores depending on other factors such as income and debt-to-income ratio.
When applying for an Amazon card, it’s important to make sure that your credit report is accurate and up-to-date. If there are any errors or discrepancies in your report, they could prevent you from being approved or result in a higher interest rate being applied. Therefore, it’s important to use a reputable service like Experian or Equifax to ensure that your report is accurate.
In addition to having a good or excellent credit score, there are also other criteria that may be taken into account when deciding if you’re eligible for an Amazon card. These include things like income level and whether or not you have any existing debt. If you don’t meet the criteria for an Amazon card, then there are other options available such as store cards from retailers like Walmart or Target.
Conclusion:
To qualify for an Amazon credit card, applicants generally need a good or excellent credit score (670-739) according to Experian. However, it should also be noted that other factors such as income level and existing debt may also be taken into consideration when making the decision on whether or not someone is eligible for the card. Therefore, it’s important to make sure that your credit report is accurate before applying so that you have the best chance of being approved.