What Credit Score Do You Need for an Amazon Prime Credit Card?

An Amazon Prime Credit Card is a great option for those who want to save money and simplify their shopping experience. It offers many benefits, including discounts on items purchased through Amazon, cashback rewards, and no annual fee. But what credit score do you need for an Amazon Prime Credit Card?

The answer to this question depends on the type of card you are looking for. If you are looking for an Amazon Prime Rewards Visa Signature Card, you will need at least a good credit score of 600 or higher.

This card offers up to 5% cashback rewards on purchases made at Amazon and Whole Foods Market, as well as 2% cashback rewards at restaurants, gas stations, and drugstores. You will also receive exclusive access to special financing offers and discounts.

If you have excellent credit though (700+), then you could be eligible for the Amazon Prime Store Card. This card provides 0% promotional financing on select items purchased with your card in addition to 5% cashback rewards at Amazon and Whole Foods Market. With this card, you can also enjoy special financing offers on larger purchases such as electronics and furniture.

For those with poorer credit scores (500-599), the best option may be the Amazon Rewards Visa Signature Card. This card provides 3% cashback rewards on purchases made at Amazon and Whole Foods Market, as well as 2% back at restaurants and gas stations. Although it doesn’t offer any promotional financing or discounts like the other two cards do, it is still a great way to earn rewards while building your credit score over time.

Conclusion:

The exact credit score needed for an Amazon Prime Credit Card will depend on the type of card you are looking for. For those with good or excellent credit scores (600+ or 700+ respectively) there are more options available that offer additional benefits such as 0% promotional financing or exclusive access to discounts and special offers. For those with poorer credit scores (500-599) the best option may be the Amazon Rewards Visa Signature Card which still allows you to earn cash back rewards while helping improve your credit score over time.