What FICO Score Does Amazon Use?

When looking to make a purchase on Amazon, one of the key factors that can determine whether or not you are approved for credit is your FICO score. A FICO score is a three-digit number that ranges from 300 – 850, and it’s based on your credit report. This score is used by lenders to determine how likely you are to pay back debt.

How does Amazon use FICO scores?

Amazon uses FICO scores to determine the type of credit card you may qualify for. The higher your score, the more likely you are to get approved for a higher level card. For example, if your score is at least 670, you may be eligible for the Amazon Prime Rewards Visa Signature Card which offers a variety of benefits such as 5% back on all purchases.

On the other hand, if your FICO score is lower than 670, you may be approved for the Amazon Rewards Visa Signature Card which offers 3% back on select purchases.

How can I check my FICO score?

Your FICO score can be checked through various websites such as MyFico and CreditKarma. These websites allow you to view your credit report and get an idea of what your current FICO score may be. It’s important to note that these websites don’t always provide accurate information so it’s best to check with multiple sources before making any decisions regarding credit cards or loans.

Conclusion:

Amazon uses FICO scores when it comes to determining what type of credit card customers may qualify for. Depending on their score, customers may be eligible for either the Amazon Prime Rewards Visa Signature Card or the Amazon Rewards Visa Signature Card which offer different benefits and rewards. Customers can check their FICO score through various websites such as MyFico and CreditKarma in order to get an idea of what their current score may be.